Health insurance for a family of five can be tricky. But for the last three years, we have purchased our health insurance on “The Exchange.” My husband is employed with a small company that is not required to offer health insurance, and I am a stay at home mom, so while we both enjoy many benefits that both of our jobs offer, health insurance it not one of them. Each fall, it is part of my job description to research and find health insurance that best fits our family. This is by no means an easy task. As a matter of fact, it seems more difficult each year.
For the calendar year of 2015, I was able to find a wonderful health insurance broker to answer the thousands of questions that I had at the time. We ended up with an amazing Blue Cross Blue Shield PPO policy for our family of 5. I learned a lot from this broker during our hours of phone calls researching these policies. We finally decided on a policy that cost our family [Read more…]